Second Mortgage Loans

Second Mortgage Loans

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Our mission is simple yet profound: to provide tailored financial solutions that empower our clients to thrive in the competitive world of commercial property investment. With a focus on integrity, reliability, and trust, Integrity Capital Partner stands as your steadfast partner in achieving your real estate goals. Explore the possibilities with our second mortgage loans designed exclusively for non-owner properties.

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Tailored Solutions for Your Needs

We know that no two commercial property investments are the same. That's why we strive to provide tailored solutions for our clients. With our second mortgage loans, we offer a maximum Combined Loan-to-Value (CLTV) ratio of 60%, giving you the freedom to structure your financing in a way that best fits your unique needs. Whether you're purchasing a new property, refinancing an existing one, or undertaking renovations, our loans can be customized to suit your requirements. We understand the importance of flexibility when it comes to commercial property investments, and our goal is to help you achieve your goals with a financing plan that works for you.

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commercial buildings

Flexible Terms to Support Your Vision

Our second mortgage loans offer a range of flexible terms, typically lasting from 1 to 3 years, to help you take advantage of opportunities in the ever-changing commercial real estate market. With our loans, you have the freedom to make interest-only payments, which can help you effectively manage your cash flow while maximizing your investment returns. At the end of the loan term, we offer a balloon payment structure, giving you the option to refinance or sell the property to pursue your long-term vision. This provides you with the flexibility to adapt to the market and make strategic decisions for your financial future.

Transparent and Competitive Interest Rates

We prioritize honesty and fairness in every aspect of our business. This includes our second mortgage loan offerings, which boast competitive interest rates ranging from 12.99% to 14.5%. These rates are determined based on factors such as creditworthiness and leverage, ensuring that you receive a personalized and suitable rate for your unique financial situation. We understand the importance of transparency in financial decisions, which is why we provide clear and upfront pricing for our loans. This way, you can have peace of mind knowing that you are making informed choices for your financial success.

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Seamless Transactions in California

Based in sunny California, we are the leading expert in commercial real estate financing within the Golden State. With our deep knowledge and understanding of the local market, we can successfully navigate even the most complex transactions with ease, providing a seamless and efficient lending process for our valued clients. Whether you are looking to invest in an office building or retail center, our team can be trusted to deliver timely and dependable financing solutions tailored specifically to the unique needs of the California market.

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Partnership Beyond Financing

Our commitment to your success extends far beyond providing financing. We strive to build lasting partnerships based on trust, communication, and mutual respect. Our team of experienced professionals is dedicated to supporting you at every stage of your commercial property journey, offering strategic guidance, industry insights, and personalized service that goes above and beyond traditional lending institutions. With Integrity Capital Partner by your side, you can navigate the complexities of commercial real estate with confidence and clarity.

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For commercial real estate lending, Integrity Capital Partner stands out as a trusted ally and partner for investors seeking financing solutions tailored to their unique needs. With our second mortgage loans, you gain access to flexible terms, competitive rates, and unparalleled support from a team that is committed to your success. Experience the difference with Integrity Capital Partner and unlock the potential of your commercial property investments. Contact us today to get started!

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Ready to get started? Schedule a free estimate with us today